Frequently Asked Questions

Questions about Georgetown
& Sussex County

Answers to the most common questions people ask before moving to, visiting, or starting a business in Georgetown, Delaware and Sussex County.

Georgetown is the county seat of Sussex County — a small town of about 8,000 people that serves as the civic and administrative center for all of lower Delaware. It's quiet, affordable, centrally located (25 minutes to the beach), and has a mix of longtime residents, retirees, young families, and a growing Hispanic community. The town has a walkable Circle downtown, local restaurants, parks, and access to county services. It's not flashy, but it's practical and connected to everything Sussex County offers.

Georgetown works well for people who want affordable housing, low taxes, beach proximity without beach prices, and a slower pace. It's especially popular with retirees (no Social Security tax, low property tax), remote workers (fiber internet available in some areas), and families who want space. The trade-off is that it's a small town — you'll drive to Rehoboth or Milford for bigger shopping, and public transit is limited.

The cost of living runs about 7% above the national average but sits below the Delaware state average. Median home prices range from $280,000 to $350,000. Rent varies by unit size — one-bedrooms typically run $1,300 to $1,550, two-bedrooms $1,500 to $2,200, and three-bedrooms $1,900 and up. Day-to-day costs are reasonable with meals at local restaurants around $17 and monthly utilities averaging $137. The big savings come from zero sales tax and very low property taxes.

No. Delaware has zero sales tax — not reduced, not on certain items. Everything you buy, from groceries to a new car, has no sales tax added. For a family spending $40,000 to $60,000 a year on taxable goods, that's $2,400 to $3,600 saved compared to living in a state with 6% sales tax. This is one of the biggest financial draws for people relocating from New Jersey, Pennsylvania, or Maryland.

Property taxes in Sussex County are among the lowest in the entire country — the effective rate is around 0.31% to 0.32%. On a $300,000 home, that's roughly $960 per year. Compare that to New Jersey (average $8,000+), Pennsylvania ($4,000+), or Maryland ($3,000+) on the same value home. Delaware also has no personal property tax on vehicles.

Delaware is one of the most tax-friendly states for retirees. There's no sales tax, no tax on Social Security benefits, a $12,500 exclusion on pension and retirement income for people 60+, no inheritance tax for immediate family, no personal property tax, and property taxes under 0.32% in Sussex County. Many retirees from the Mid-Atlantic move here specifically for these advantages.

Georgetown is about 25 minutes from Rehoboth Beach and Lewes, 30 minutes from Dewey Beach, and about 35 minutes from Ocean City, Maryland. Bethany Beach and Fenwick Island are about 30-35 minutes. You get beach access without beach-town prices, traffic, or tourist density during the off-season.

The closest beaches are Rehoboth Beach (25 min), Lewes Beach (25 min), Dewey Beach (30 min), Bethany Beach (30 min), and Fenwick Island (35 min). Cape Henlopen State Park has quieter beaches with nature trails. Indian River Inlet is popular for surf fishing. Ocean City, MD is about 35 minutes south. Each beach has a different vibe — Rehoboth is the busiest, Lewes is quieter, and Cape Henlopen is the most natural.

Georgetown falls within the Indian River School District, which operates Georgetown Elementary, Selbyville Middle School, and Indian River High School, among others. Delaware also has a school choice program that allows families to apply to schools outside their home district, including charter schools. Sussex Academy (a charter school in Georgetown) is a popular choice for middle and high school students.

Childcare options include licensed centers, family childcare homes, and Head Start programs. Delaware Stars rates childcare quality on a 1-5 star scale. The state offers Purchase of Care (POC) subsidies for qualifying families. Wait lists can be long, so it's worth researching and applying before you move. The Delaware Office of Child Care Licensing maintains a searchable database of licensed providers.

Yes. Georgetown and Sussex County are car-dependent. DART First State runs some bus routes, but service is limited and infrequent compared to northern Delaware. Most daily errands, commutes, and beach trips require a personal vehicle. The upside is that parking is free almost everywhere and traffic is manageable outside of summer beach weekends on Route 1.

Georgetown is about 2 hours from Philadelphia, 2.5 hours from Washington DC, 2.5 hours from Baltimore, 3 hours from New York City, and 45 minutes from Dover (the state capital). Salisbury, MD is about 35 minutes south. The location works well for people who want rural/small-town life with occasional city access.

Yes. Any person or entity conducting business in Delaware needs a state business license from the Division of Revenue. You can register online through Delaware's One Stop system. Cities and towns may require separate local licenses depending on your location and business type. Most Delaware business licenses are valid for one year and expire December 31.

File a Certificate of Formation with the Delaware Division of Corporations. The filing fee is $90. You'll also need a registered agent with a Delaware address. Delaware is famous for business-friendly laws, but if you're physically operating in Georgetown, you'll also need a state business license from the Division of Revenue and potentially a town business license from Georgetown.

Nearby parks include Trap Pond State Park (kayaking, bald cypress swamp), Cape Henlopen State Park (beaches, trails, WWII towers), Killens Pond State Park (lake swimming, disc golf), and the Junction & Breakwater Trail (biking path from Lewes to Rehoboth). Georgetown also has local parks and the county maintains several preserves. Sussex County has some of the best paddling and birding on the East Coast.

Residents ages 16 to 64 and non-residents age 16 and older need a Delaware recreational fishing license. It covers fishing, crabbing, and clamming in Delaware waters. You also need a FIN (Fisheries Information Network) number if you're 16+. Licenses are available online through DNREC. A separate boat fishing license covers everyone fishing on a licensed vessel.

MGGA is a Facebook community group started in October 2025 by local residents concerned about public safety, homelessness, and accountability in Georgetown. It grew to nearly 6,000 members and became a civic force — members attended town council meetings, organized voter turnout, and supported candidates who won the May 2026 municipal election. It's now one of the most active local discussion groups in Sussex County.

Georgetown has 40+ community programs including youth sports leagues, senior services through CHEER, Hispanic cultural programs, food pantries, volunteer fire companies, library programs, 4-H clubs, scouting, church-based services, and nonprofit organizations. The Sussex County community services office and La Esperanza are major resources for Spanish-speaking residents.

Georgetown is a small town with typical small-town safety. Like many communities, it has areas that are quieter and areas with more activity. The Georgetown Police Department handles local law enforcement, and Delaware State Police cover unincorporated areas of Sussex County. The MGGA community group has been active in pushing for improved public safety and street lighting. Crime rates are generally in line with similar-sized Delaware towns.

Return Day is a biennial post-election tradition unique to Georgetown, Delaware where political opponents literally bury a hatchet. It's part parade, part political ritual, part reunion, and part reminder that public disagreement is supposed to return to neighborly life. It's held the Thursday after Election Day and draws thousands to The Circle in downtown Georgetown. The tradition dates back to the early days of Sussex County when residents gathered to hear election returns.

Georgetown has a temperate climate with four distinct seasons. Summers have highs in the mid-80s with humidity. Winters range from mid-30s to mid-50s during the day. The area gets about 12 inches of snow per year and roughly 204 sunny days annually. Average rainfall is about 45 inches per year. The coastal proximity moderates temperatures slightly compared to inland areas further west.

Information is provided as a general guide. Always verify with official sources before making decisions. Prices, policies, and availability change.